How much debt do you have?

The Total Money Makeover, by Dave Ramsey

The Total Money Makeover, by Dave Ramsey

How much debt do you have? Do you wish you could get rid of it? Every month I make a post that says ” ___ months remaining.” The current number is 5 months remaining, and I started at 21 months. This is the countdown for my goal of paying off all of my commercial debt. I’ve made progress, but not quite enough.

Since I’m getting so close to the end and I’m getting nervous about my ability to make it happen I decided to create a Dave Ramsey book club. Doing this with others will keep me accountable and hopefully give me the momentum I need to meet my goal. We will read The Total Money Makeover, writen by Ramsey. His book outlines his plan for financial fitness in a step by step format. Actually completing the process takes a lot of time, but it’s a very simple plan.

So how does this work? Send me a picture of your book, a copy of your receipt, or a screen shot of the book on your tablet. I paid 16 dollars on Amazon for my copy and plan to read it on my IPad. Do this by Monday January 13th and you will be placed into our private online Facebook group (created by yours truly). Over the next 5 months we will read chapters and discuss it in our group, plus cheer each other on while paying off debt and making healthy financial decisions. I heard a professor once mention “the depressing negativity of debt” and that phrase clicked with me in an important way. It’s baggage. We don’t want it following us around, and it slows us down from living our dreams.

Lets get rid of debt together! I look forward to meeting everyone in the book club over the next few days. To those of you joining, you can email me your image of the book at jennyragland@hotmail.com or message me using social media.

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